Same-day cash for any invoice
Upload an invoice or create one in the app. Once your client approves it, up to 90% lands in your account the same day, for a flat 1.5% fee.
New: instant payouts in 38 countries
Get paid for your work in days, not months.
Fernway is the payment app for freelancers and small studios. Send an invoice, and we pay you up to 90% of it the same day. Your client pays us later. No paperwork, no bank visits.
Free for your first 10 invoices. No credit card needed.
Invoice #1042 paid$4,250.00Arrived 3 hours after sending
Freelancers paid this month61,480
Backed by investors behind 40+ fintech companies
NorthwindARC VenturesBaselineSeedhouseKinfolk VC
Everything you need to stop chasing payments.
We built Fernway after years of freelancing ourselves, waiting 60 days for a $3,000 invoice to clear.
Average payout time
Most payments arrive before lunch.
Automatic reminders
Friendly follow-ups go to late clients so you never have to write that awkward email again.
Taxes, sorted
Fernway sets aside tax from every payment and gives your accountant a clean yearly report.
Bank-level security
Money is held with regulated partner banks and protected by two-step login on every device.
How Fernway works
Set up in under five minutes. No credit checks on you, only on the client who owes you money.
1
Send your invoice
Create an invoice in the app, or connect QuickBooks, Xero or FreshBooks and pick one you've already sent.
2
Get paid today
When your client confirms the invoice, we send up to 90% of the amount to your bank the same day.
3
Receive the rest
Your client pays Fernway on their normal terms. We send you the remaining 10%, minus our small fee.
Growing fast, with the people who use it.
Fernway launched in 2024. Here's where we are today.
61kfreelancers and studios paid each month
$840Min invoices paid out early
38countries with instant payouts
4.8★average rating from 9,200 app reviews
$42M raised to date
NorthwindARC VenturesBaselineSeedhouse
Loved by people who hate chasing invoices
★★★★★
"I used to wait two months for agency clients to pay. Now I get paid the day I finish the job. It changed how I plan my whole year."
Lena ParkFreelance illustrator
★★★★★
"Setting it up took four minutes. The automatic reminders alone have saved me hours of awkward emails."
Sam OrtizVideo producer
★★★★★
"We're a studio of six. Fernway covers payroll gaps when big clients pay late. Our accountant loves the tax report too."
Maya FrostFounder, Frost Studio
Meet the founders
A team of 64 across London, Toronto and Lisbon, half of whom were freelancers before joining.
Nora Quinn
Co-founder & CEO
Leo Brandt
Co-founder & CTO
Aiko Tanaka
Head of product
Ravi Kapoor
Head of risk
We're hiring 14 people this year
Engineering, design, risk and customer support. Remote-friendly, with offices in three cities.
Questions
How much does Fernway cost?
Your first 10 invoices are free. After that we charge a flat 1.5% of each invoice you get paid early. There are no monthly fees.
Does my client need to sign up?
No. Your client only needs to confirm the invoice by email and pay as they normally would. Most never need an account.
Is there a minimum or maximum invoice size?
You can get paid early on invoices from $250 to $250,000.
Which countries do you support?
Instant payouts work in 38 countries, including the US, Canada, the UK and most of Europe. More countries are added every quarter.
Your next invoice could be paid tomorrow.
Join 61,000 freelancers who stopped waiting to get paid. It's free to start.